Climate change and disasters severely affect the weak and the vulnerable. Women and children constitute more than 50% of the population, however, we don’t have staggered data showing disaster fatalities of women and children. Maybe we don’t have a mechanism or states shy away from their duties, we seldom have factual details vulnerability of women and children due disasters. The fact is that they are at risk and we have no specific policies and programmes to protect them from the impact of natural calamities The objective of this paper is to bring-out such policy gaps existing in Indian states which is a pot-hole to achieve disaster resilience. Women in rural India are bound by several social stigma and cultural taboos that prohibits her to be equipped with survival skills. Most of the time she’s confined to in-house inhibiting her to acquire disaster resilience knowledge and skills required for survival. Men usually live outside their hometown, and/or migrate to urban towns for their livelihood leaving behind the family responsibilities to their wives. Such women devote their life to child rearing, their schooling, cooking, feeding, and mending their home. Children risk their life to reach school; cross highways, railway crossings, rivers, walk-through forest areas. They study in dilapidated school buildings, hardly learnt about impeding risks and dangers. Unlike men, women and children undergo a cycle of involving several stages in their life. Each of these are critical from disaster survival point. Children are the future of the nation; however, we paid little attention from saving them from natural disasters. Thus, the authors highlight the policy gap, highlighting the risk and vulnerability situation of women and children and advocate for basic human rights for the survival of women and children to protect them from disaster and the effects of climate change.